Merchant Payment Gateway

Accept multiple forms of payment through a secure, omnichannel solution.

Take Your Payment Processing to the Next Level

We’re ready to help your business transcend the competition when it comes to payment processing.

How a Merchant Payment Gateway Works

Today’s customers have a wide variety of payment options. Whether it’s credit cards, eChecks, ACH transfers, debit cards, or instant funding transfers, your business needs to be able to accept multiple forms of payment to stay competitive, especially if you’re planning to accept payments online.

A payment gateway is the key to unlocking a world of payment processing options for your business. Functioning as a bridge between your merchant account and the customer’s account, a payment gateway delivers transaction details to your payment processor, which then routes the information to the appropriate banking and credit card networks to authorize the transaction. Once the transaction is approved or denied, the details are sent back to you through the payment gateway.

As an omnichannel solution, your payment gateway has the power to connect your merchant account to a broad range of banks, processors, and financial products to help you complete transactions quickly and easily. In addition to accepting multiple forms of payment, you can also use merchant payment gateways to deliver a variety of payments, including ACH transfers, instant funding, and eChecks. 

Whether you’re a low-risk or high-risk merchant, payment gateways are essential to transforming your business into an engine of growth. At Transcend Pay, we’re committed to full transparency when it comes to our merchant account payment gateways for payment processing. That’s why we don’t burden our customers with reserve requirements for processing or hidden fees that catch you by surprise. We show you exactly what you’re paying for each transaction: no hidden fees and no sneaky reserve deductions.


Why a Payment Gateway Matters For Your Business

Whether you’re an independent sales agent or a part of a sales team for an independent sales organization (ISO) or an independent software vendor (ISV), you know that processing B2B payments for high-risk merchant accounts can present challenges for even the most experienced providers.

Accept Credit Card/Debit Card Payments

With card payments accounting for more than half of all customer transactions in today’s economy, your business won’t get without the ability to process them. A payment gateway connects your POS and merchant account to the leading credit card networks safely, securely, and quickly to process transactions with minimal risk.

Access the ACH Network

More than $55 trillion was transferred through the Automated Clearing House (ACH) network in 2019. With a secure merchant payment gateway, you can deliver and accept direct payments without the hefty processing fees of wire transfers and credit cards. And while you’re at it, you can say goodbye to all that messy paperwork from deposit slips, pay stubs, and invoices.

Cut to the Chase with eChecks

Payment gateway technology makes it possible to rapidly deliver funds from one bank account to another via eCheck transactions. Faster and more secure than physical checks, you’ll never have to worry about whether a payment arrived in the mail or if a check might bounce when you try to cash it.

Instant Funding When It Matters Most

When you need to transfer money immediately, few methods are faster and more secure than instant funding delivered via Visa and Mastercard credit networks. With a merchant payment gateway from Transcend Pay, you can leverage our extensive financial services network to send or receive funds instantly with minimal processing fees.

Finzeo Credit Card and Debit Card Processing

Our revolutionary payment processing technology allows you to accept online credit card payments and in-person card payments quickly and easily for both low-risk merchant accounts and high-risk merchant accounts. Whether you’re using our dedicated merchant gateway portal, integrating your existing payment system with our robust API, or installing the Tpay portal on your website, Transcend Pay has the payment processing solutions to make your card transactions easier than ever.

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